The menu, in plain English
Seven paths to the same front door
There's no single 'best' loan — there's the best loan for your money, your credit, your location and your plans. Here's every option, described honestly.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Alexis will show you. When it doesn’t, she’ll tell you.
Learn more →No idea which one?
Totally normal. Text Alexis your rough situation — income, savings, credit vibe, target area — and she'll narrow it to the right two in one reply.
💬 Text Alexis →Comparing programs is literally Alexis's job.
One conversation and she'll show your top options side by side — payments, requirements, trade-offs — so the right one is obvious.